{"core-extras.96d330537a":"Base IR","core-extras.bee831a169":"Substrate","core-extras.61a0822826":"Apps on Core","core-extras.15438cc098":"not supported","core-extras.ad565d9d01":"Feature","core-extras.0155bf03e5":"Segment legend","core-extras.8b7110078e":"Algorithm groups by data type","core-extras.25ab4276a6":"Scrollable capability matrix","page-breadcrumb.c766e66518":"Breadcrumb","section_st_a1_display-split.7c9a7c0610":"Detail","section_st_f1_cta-dark.90e40d5043":"Get started","uc-ins-business-glyph.bf7c9b22d4":"Ready for the review","uc-ins-business-glyph.2ca937f345":"The pricing decision, already evidenced","uc-ins-business-glyph.0004d283ad":"Review ready","uc-ins-business-glyph.046cbbfdf1":"Asked at review","uc-ins-business-glyph.57a1b6e6b1":"Already attached","uc-ins-business-glyph.b44617a788":"Which tariff applied","uc-ins-business-glyph.298b073715":"The filed version, pinned","uc-ins-business-glyph.f9ef04ed60":"Which factors moved the price","uc-ins-business-glyph.715195467a":"The factor set, per decision","uc-ins-business-glyph.d0984b46d9":"Which model version ran","uc-ins-business-glyph.0f970651a0":"The model digest, recorded","uc-ins-business-glyph.1c0bb0c7e9":"Who was responsible","uc-ins-business-glyph.81cd8ca1fe":"The named actuary, signed","uc-ins-business-glyph.3f79fa7ff0":"Where the record holds","uc-ins-business-glyph.8130e06c0f":"One record, four moments","uc-ins-business-glyph.309028a9e0":"Quote","uc-ins-business-glyph.11fa1a9c0c":"at the price","uc-ins-business-glyph.dc4e08a408":"Claim","uc-ins-business-glyph.f9e3489367":"at the decision","uc-ins-business-glyph.578e19a8f7":"Renewal","uc-ins-business-glyph.feb05bfcc0":"at the change","uc-ins-business-glyph.e29a79fe0c":"Review","uc-ins-business-glyph.a687f89dc2":"months later","uc-ins-business-glyph.73b077d95b":"Reconstructed from the record","uc-ins-business-glyph.76b0fd5a1b":"Hosted in Europe","uc-ins-consumer-glyph.c063f143d9":"Your premium, explained","uc-ins-consumer-glyph.0254330b3b":"The amount, and what shaped it","uc-ins-consumer-glyph.cbb91d720a":"your premium","uc-ins-consumer-glyph.9d889b19f9":"What you cover","uc-ins-consumer-glyph.2cc5bb373e":"Where you live","uc-ins-consumer-glyph.cca81fd2b1":"Your claims record","uc-ins-consumer-glyph.e8051d4696":"Each part comes from a rule that was filed, not from a guess.","uc-ins-consumer-glyph.129dd7fd69":"Ask why","uc-ins-consumer-glyph.11ec4f0768":"Ask what moved your price.","uc-ins-consumer-glyph.c2419b78da":"See the parts","uc-ins-consumer-glyph.d2fb3b2be4":"Each part is named, not hidden.","uc-ins-consumer-glyph.74c98447a8":"Talk to a person","uc-ins-consumer-glyph.15433ea0f7":"A named person stands behind it.","uc-ins-consumer-glyph.07a40a7226":"Your details stay in Europe","uc-ins-consumer-glyph.b5529eaec3":"Checkable afterwards","uc-ins-technical-glyph.10cd48ee24":"Decision record","uc-ins-technical-glyph.66c95e7fc7":"Sealed","uc-ins-technical-glyph.61105cb49d":"Pinned inputs","uc-ins-technical-glyph.57e6c83385":"Filed tariff","uc-ins-technical-glyph.dcd50ce683":"Rating factors","uc-ins-technical-glyph.68c2cc7f0c":"Model","uc-ins-technical-glyph.83c6d723cb":"Packet","uc-ins-technical-glyph.84da2137bb":"Factor chain","uc-ins-technical-glyph.077fe9c54e":"Base","uc-ins-technical-glyph.44bc5780ca":"Territory","uc-ins-technical-glyph.1c54132b8e":"Record","uc-ins-technical-glyph.8b656a5dd9":"Cover","uc-ins-technical-glyph.6c2f2888c5":"Premium","uc-ins-technical-glyph.c0f85d6679":"Replay","uc-ins-technical-glyph.2fd5d2f78d":"Evidence attached","uc-ins-technical-glyph.721caf5169":"Filed rule","uc-ins-technical-glyph.46e6e50692":"Inputs used","uc-ins-technical-glyph.b59938a129":"Named actuary","uc-ins-technical-glyph.bbcf64a3a2":"Inputs","uc-ins-technical-glyph.5faa59d4bc":"Result","uc-ins-technical-glyph.2f5a93c798":"Same inputs, same result","uc-ins-technical-glyph.53505a89bf":"Signed per decision","uc-ins-technical-glyph.6364002c4b":"EU hosted or air-gapped","use-case-insurance.e3149c89b0":"Insurance","use-case-insurance.14a29ba383":"Use Cases","use-case-insurance.3214761cf2":"Existing generalised linear models and gradient-boosted models keep working. Dweve wraps them in a\n            deterministic decision layer that records every factor, every rule, and every\n            override as the decision happens. The replay packet is the audit artefact.","use-case-insurance.2f424f0fb1":"Insurance, technical","use-case-insurance.e7332f9619":"Your choice","use-case-insurance.8bf34da1c7":"One platform","use-case-insurance.748e1548c7":"Closed bundle for classified or statutory work.","use-case-insurance.ec9dfc4fd3":"Fully offline","use-case-insurance.686743c021":"Run on servers in your own building.","use-case-insurance.08a557101e":"Your hardware","use-case-insurance.55423877a1":"Dweve-operated public Mesh; processing boundary documented in the agreement.","use-case-insurance.61810d3c5a":"Business Workspace","use-case-insurance.2b1884c5a7":"One platform, three postures","use-case-insurance.215475056e":"WHERE IT RUNS","use-case-insurance.92a16f5060":"SDK: TS/Python/Go/Rust","use-case-insurance.4b3258f7ec":"RFC 7807","use-case-insurance.92af23aac4":"PROTOBUF","use-case-insurance.dabbb6f4e1":"OPENAPI 3.1","use-case-insurance.c7160c0659":"Integrate via REST or gRPC against a typed OpenAPI 3.1 surface. Managed through Fabric on the public Dweve Mesh for pilots. Licensed for on-prem. Air-gapped for the most sensitive actuarial work. Same API, same trace format, same replay packets across all three. Errors are typed to RFC 7807 and SDKs ship for TypeScript, Python, Go, and Rust, so integrating against one posture is integrating against all three.","use-case-insurance.0ff8b5b425":"Three deployment postures.","use-case-insurance.94188e2c6c":"One API.","use-case-insurance.34bfbaefff":"How you integrate","use-case-insurance.f1b22f6317":"The fraud model itself keeps working as before. Dweve wraps it in a deterministic\n            layer that records every feature, every threshold, and every reviewer sign-off.","use-case-insurance.deb954564b":"One signed flag","use-case-insurance.01c501a76c":"Four steps","use-case-insurance.e8eb09e014":"Reviewer signs; packet is the audit artefact.","use-case-insurance.029595273f":"Sign the flag","use-case-insurance.c812cf5f0a":"Threshold rule versioned and signed.","use-case-insurance.841043d92a":"Apply threshold","use-case-insurance.c13f19d065":"Each score records the model version used.","use-case-insurance.24d7e65b40":"Pin to model","use-case-insurance.962746fd35":"Claim fields, history, network graph.","use-case-insurance.c3f2af5921":"Extract features","use-case-insurance.3b029846a1":"FRAUD PIPELINE","use-case-insurance.7a0370f344":"SIGNED FLAG","use-case-insurance.1779864412":"PINNED","use-case-insurance.7b0cdb8aac":"XGBOOST","use-case-insurance.919b402999":"Claims fraud detection is the insurance workflow most damaged by model version skew. Dweve runs the fraud model on integer arithmetic, pins to a specific model version, and ships the same flagging decision every time. The packet is the audit artefact when a claim is denied on fraud grounds. Four steps stand behind a flag: features are extracted from claim fields, claim history, and the network graph; the score records the model version that produced it; a versioned threshold rule decides the flag; and a named reviewer signs it. When a claim is denied on fraud grounds, those four steps are what the file contains.","use-case-insurance.675367ff82":"a model and a rule.","use-case-insurance.ba28be7e83":"Fraud flags pinned to","use-case-insurance.46ebbb3b12":"Claims fraud analytics","use-case-insurance.49e619e00f":"The decision layer never crosses a trust boundary that fails the Solvency II\n            outsourcing rules. The same topology ships on all three postures.","use-case-insurance.d5a9f6f81a":"Three postures","use-case-insurance.8ab2c84ed7":"One architecture","use-case-insurance.ce59d568b4":"No outbound calls. Optional EU-only regulator endpoint.","use-case-insurance.8e05a902ed":"Egress","use-case-insurance.8c0e6f760f":"Signed packets written once, read many, EU-only replica.","use-case-insurance.dcf17fd359":"Packet store","use-case-insurance.6de6f8a697":"CPU-native engine, no GPU farm, no cloud ML APIs.","use-case-insurance.7f59a1f1d5":"Decision","use-case-insurance.7d853df929":"TLS terminate in EU, mTLS to the decision layer.","use-case-insurance.92096d78df":"Ingress","use-case-insurance.7f166ac611":"Four boundaries","use-case-insurance.338ac926aa":"TOPOLOGY","use-case-insurance.6b4217aac7":"EU ONLY","use-case-insurance.5e905a995e":"PACKET STORE","use-case-insurance.7e826f7af3":"TRUST","use-case-insurance.138a224dc4":"DMZ","use-case-insurance.92df9980c6":"Three operating models, one evidence architecture. Managed Fabric runs on Dweve's public Mesh. A licence brings direct product operation onto your hardware. A physically isolated licensed deployment protects the most sensitive actuarial work. The agreement states the processing boundary and operating responsibility for each model. The same four boundaries are drawn in each one: an ingress that terminates TLS in the EU, the trust boundary the decision layer sits behind, the packet store, and an egress that makes no outbound calls.","use-case-insurance.3ae8029f90":"per posture.","use-case-insurance.52c48d0dc9":"Where the layers sit,","use-case-insurance.f9790fb715":"Deployment topology","use-case-insurance.2c2bb99178":"Determinism is asserted in the suite, not promised in prose. The same oracle run on\n            your hardware produces the same answer as on ours.","use-case-insurance.064f903275":"Not aspirational","use-case-insurance.aed3b8c6a7":"Verified","use-case-insurance.ed0ff2382e":"No rounding error crosses the unit-of-last-place threshold.","use-case-insurance.aadefaf8ed":"Correctly rounded","use-case-insurance.cc376f246e":"Corners and ranges exercised automatically in CI.","use-case-insurance.e02eea5453":"Property tests","use-case-insurance.a24d9583df":"Each result compared to a high-precision reference.","use-case-insurance.47909e2975":"256-bit oracle","use-case-insurance.4ac72fd74a":"Bounded iteration count, no floating-point unit.","use-case-insurance.016dd8713d":"Integer-only compute","use-case-insurance.b9a7f2f458":"How the bound is proven","use-case-insurance.dc0507035e":"VERIFICATION","use-case-insurance.481d3e216b":"PROPERTY TESTED","use-case-insurance.fdd71ee1c4":"MPFR 256-BIT","use-case-insurance.51ab88da6e":"0 ULP","use-case-insurance.ff10f01ee1":"CORDIC","use-case-insurance.a8ceb6d72f":"Every transcendental in the pricing and reserving path is computed with integer-only CORDIC, then verified against MPFR at 256-bit precision. The published result is 0 ULP, correctly rounded across the documented input domain, with property-based tests driving the corners on every release. The bound is asserted in the test suite on every release rather than promised in prose, so the same oracle run on your hardware returns what it returns on ours.","use-case-insurance.bed4aa0e07":"checked against an oracle.","use-case-insurance.0479003b2b":"0 ULP transcendentals,","use-case-insurance.1a58d97c4f":"Verified math","use-case-insurance.1c336bc636":"One signed view","use-case-insurance.d353236564":"Actuary signs. Packet is the audit artefact.","use-case-insurance.9ff3f5b234":"Sign the view","use-case-insurance.fc0fe81470":"Deterministic compute runs the projection.","use-case-insurance.c0882fef96":"Project IBNR","use-case-insurance.e3fe69b047":"Chain-ladder, BF, or expected. Same engine.","use-case-insurance.0a2d88befb":"Pick the method","use-case-insurance.71005f9d3f":"Pull the latest triangle from your claims system.","use-case-insurance.36d4fce77f":"Load paid losses","use-case-insurance.567547ddd7":"Four steps, one view","use-case-insurance.c74311fcbb":"RESERVING","use-case-insurance.dfcac25735":"IBNR","use-case-insurance.b45aae2831":"BF","use-case-insurance.b63b91ab95":"CHAIN LADDER","use-case-insurance.041440618a":"Reserving is the actuarial workload most damaged by float drift. Chain-ladder, Bornhuetter-Ferguson, and expected-claim methods all need to replay exactly when the supervisor asks. Dweve runs the triangle on integer arithmetic and ships the same numbers every time. The triangle is pulled from your claims system as it stands, the method is chosen without changing engines, the IBNR projection runs on deterministic compute, and the actuary signs the view that comes out. Accident year against development period, the same four steps return the same numbers a year later.","use-case-insurance.c544f14aa9":"The development triangle,","use-case-insurance.249d86263c":"Reserving, replayable","use-case-insurance.80b30e032e":"Bit-identical output","use-case-insurance.64f4768ea8":"Same model","use-case-insurance.765569d3eb":"Actuary signs the final premium.","use-case-insurance.8eeb40cd07":"Sign packet","use-case-insurance.bd08824a69":"Filed tariff version applied to the score.","use-case-insurance.a0b4f6a776":"Apply tariff","use-case-insurance.aea86f5d14":"Model produces a raw score.","use-case-insurance.e97c2e84cd":"Run model","use-case-insurance.ee0e3250aa":"Factors logged before the model runs.","use-case-insurance.fa68c8b913":"Pin factors","use-case-insurance.478360978f":"Four guarantees","use-case-insurance.c00f9811f5":"WHAT THE LAYER DOES","use-case-insurance.5305443c22":"CATBOOST","use-case-insurance.b1212ae5e2":"GBM","use-case-insurance.956369183e":"Linear models","use-case-insurance.a9aa2fe3be":"The pricing model itself, a generalised linear model or gradient-boosted, keeps running as before. Dweve wraps it in a deterministic decision layer that records every factor, every rule, and every override as the decision happens. The replay packet is the audit artefact. Factors are pinned before the model runs, the raw score comes back, the filed tariff version is applied to it, and the actuary signs the premium.","use-case-insurance.7090857212":"no float drift.","use-case-insurance.974466c883":"Your model plus a deterministic layer,","use-case-insurance.3fdfc56b2a":"Pricing under deterministic compute","use-case-insurance.f5d4349e08":"Full trace","use-case-insurance.3477f4d91d":"Same answer","use-case-insurance.17a22df4e0":"Managed Mesh, or on your hardware, or air-gapped.","use-case-insurance.65cfa78989":"Sovereign","use-case-insurance.e56a362553":"OpenAPI 3.1 spec, typed errors (RFC 7807).","use-case-insurance.cb885a925a":"REST + gRPC","use-case-insurance.801ac9f997":"Source, rule, tariff version, actuary, signature.","use-case-insurance.0788e3e212":"Signed packet","use-case-insurance.6cbcecba9f":"Same input, same output, every machine, every release.","use-case-insurance.02ae1c41fe":"Exact replay","use-case-insurance.0753940ae7":"Four properties","use-case-insurance.06ebfec4be":"WHAT IT GIVES YOU","use-case-insurance.3b720bec28":"SIGNED REPLAY","use-case-insurance.6757848af7":"DETERMINISTIC","use-case-insurance.7e5885df5a":"Every pricing, claims, and reserving decision runs on a deterministic engine. Bit-exact replay across machines and releases. A signed packet per decision, small enough to attach to a regulatory filing. No floating-point drift, no chip-dependent rounding. The packet carries the source, the rule, the tariff version, the actuary, and the signature, and the same four properties hold whether the work runs on the managed Mesh, on your own hardware, or air-gapped.","use-case-insurance.50814eee55":"replayable decisions.","use-case-insurance.4579755910":"Deterministic compute,","use-case-insurance.a891d16c1a":"The stack behind it","use-case-insurance.e9ab7c263d":"You do not need a lawyer to challenge a premium. The packet is in plain language\n            and the rule, the version, and the reviewer are named on the letter.","use-case-insurance.54a0b1eae3":"Insurance, consumer","use-case-insurance.c605f28db5":"On the record","use-case-insurance.2f0314bcf4":"Your case","use-case-insurance.6afbe8bfb3":"Same packet the court sees.","use-case-insurance.1c54132b8e":"Record","use-case-insurance.34afe738bb":"No upfront fee for consumer.","use-case-insurance.65dfd1c042":"Court","use-case-insurance.3edbd0ad28":"EUR 0","use-case-insurance.f8c2a52e36":"Klachteninstituut, NL.","use-case-insurance.2b1e50933f":"Ombudsman","use-case-insurance.75f527181b":"Free","use-case-insurance.7851720954":"Free, named reviewer.","use-case-insurance.e40ae63bae":"Internal review","use-case-insurance.40b3057221":"6 wk","use-case-insurance.75e6a088a0":"Four routes","use-case-insurance.bc3e09058f":"YOUR PATHS","use-case-insurance.f687646ff3":"COURT","use-case-insurance.c6c7e910c9":"OMBUDSMAN","use-case-insurance.ed6912ad70":"REVIEW","use-case-insurance.9b454e3de5":"Every decision the platform makes is appealable. The same record the actuary signed is the record you can challenge. If you disagree with the rule, the version, or the factor weighting, the appeal path is on the letter. There are four routes: internal review with a named reviewer, the Klachteninstituut, the courts, and the record itself, which is the same packet a court would see.","use-case-insurance.573d91c3b3":"can challenge.","use-case-insurance.3fef2e26bb":"A decision you","use-case-insurance.9320b5640c":"Your appeal path","use-case-insurance.11234a16b5":"One record","use-case-insurance.46b5312397":"One claim","use-case-insurance.928a88e266":"Your question gets a written answer, not a chat bot.","use-case-insurance.6c2bb735a4":"Reply","use-case-insurance.12ead1b370":"The reviewer who signed off is named, not anonymous.","use-case-insurance.89ff31225c":"Owner","use-case-insurance.2afcd69dd9":"The rule that fired is attached to the decision, not separate.","use-case-insurance.78e1790e29":"Rule","use-case-insurance.958c285d0c":"The claim is paid, declined, or sent for review with a reason.","use-case-insurance.92f5fe6952":"Four outcomes","use-case-insurance.412d2b18f6":"HOW IT WORKS FOR YOU","use-case-insurance.b0759dc871":"NAMED REVIEWER","use-case-insurance.686dd08853":"TIMELINE","use-case-insurance.c4418db3b9":"EVIDENCE","use-case-insurance.75833970fe":"A claim is no longer a black box. The decision, the rule, and the reviewer sit together from the moment you report the loss. If you ask, the insurer can show you why it was paid, declined, or sent for review. Four things are written down as the claim moves: the outcome and the reason for it, the rule that fired, the reviewer who signed it off by name, and a written answer to whatever you ask afterwards.","use-case-insurance.08beb1ad68":"with its reasons attached.","use-case-insurance.b66d8a542a":"A claim moves","use-case-insurance.28184da11d":"How a claim works","use-case-insurance.06af0a4deb":"Readable","use-case-insurance.7547cf0129":"Your policy","use-case-insurance.e2069070de":"Delete means deleted.","use-case-insurance.993a665d35":"In charge","use-case-insurance.905cb326c7":"You","use-case-insurance.4d73d375e8":"Built and run under EU rules.","use-case-insurance.ef5fdf226f":"Footing","use-case-insurance.c82d1b09cf":"EU","use-case-insurance.e7d841c52f":"The rule that set the price.","use-case-insurance.8e16e5b2c4":"Real","use-case-insurance.1641a6eed5":"A reason, not a guess.","use-case-insurance.89b86ab0e6":"Language","use-case-insurance.34118050b2":"Plain","use-case-insurance.78af2bfcd0":"When your insurer runs on Dweve","use-case-insurance.f31727ff20":"WHAT YOU GET","use-case-insurance.126cbdcb1c":"EU DATA","use-case-insurance.4be7bf112c":"NAMED ACTUARY","use-case-insurance.b838c172bb":"PLAIN LANGUAGE","use-case-insurance.50bedc3d9f":"When your insurer uses Dweve, your premium is not a number a machine guessed. It is tied to a filed rule, a record, and a named actuary. If you ask, they can show you the rule that set the price, in plain language. Four things come with it: plain language instead of jargon, the rule that actually set the price, a named actuary, and data held under EU rules.","use-case-insurance.6dfc6de514":"can read.","use-case-insurance.df2d330f45":"A premium you","use-case-insurance.4f6f7acc61":"Your side of the policy","use-case-insurance.5337b91a7a":"Every claim produces the same replayable record as every premium. The same\n            packet format covers both pricing and claims, so the ORSA narrative draws from\n            one source of truth.","use-case-insurance.e34aeadbf9":"Insurance, business","use-case-insurance.5b856c8db4":"One signed packet","use-case-insurance.90efc21e83":"Four stages","use-case-insurance.c7eaa0789b":"Offer drafted, reply in writing.","use-case-insurance.45eaad8b8c":"Settlement","use-case-insurance.d0fe5de4a1":"Reserve set per rule, reviewer named.","use-case-insurance.187579e3a7":"Reserve","use-case-insurance.98d9e3e6f6":"Adjuster assigned, photos and statement recorded.","use-case-insurance.bd1da17f92":"Adjuster","use-case-insurance.1f056d4ee3":"First notice of loss logged, policy attached.","use-case-insurance.d21b8b2f24":"FNOL","use-case-insurance.195342a42e":"CLAIMS WORKFLOW","use-case-insurance.b6436ea4bc":"SETTLE","use-case-insurance.22d53987f5":"RESERVE","use-case-insurance.91de13eb99":"FRAUD","use-case-insurance.71c8d06418":"Pricing is not the only decision that survives a review. Claims triage, fraud flagging, and reserving all leave the same signed packet. The claim, the rule, the adjuster, and the reserve sit together from the moment the loss is reported. The fraud model keeps running as before, wrapped in a layer that pins its version and records every feature, every threshold, and every reviewer sign-off, so a denial on fraud grounds has an artefact behind it. Reserving replays on the same terms: chain-ladder, Bornhuetter-Ferguson, and expected-claim methods return the same numbers when the supervisor reopens them.","use-case-insurance.4e00dfed4d":"Claims triage","use-case-insurance.e47ffa85aa":"The decision stays inside your jurisdiction. The same platform scales from a single\n            pricing pilot to a full claims-triage pipeline without re-platforming.","use-case-insurance.8ffa5ad97e":"Closed bundle, no outbound check-in. For the most sensitive actuarial work.","use-case-insurance.a0bb75b533":"Run on your servers in your data centre. Same API, same trace format.","use-case-insurance.0058df0a6e":"Dweve-operated public Mesh; processing boundary documented in the agreement.","use-case-insurance.7853827da5":"LICENSED","use-case-insurance.67b752639a":"MANAGED MESH","use-case-insurance.cc06940e0a":"Two questions decide procurement: where does it run, and which rules does it satisfy. It runs managed through Fabric on the public Dweve Mesh, on your own hardware, or fully air-gapped, with no re-platforming between tiers. GDPR, the EU AI Act, Solvency II outsourcing rules, and NIS2 are design constraints the platform satisfies by construction.","use-case-insurance.d829b9c34f":"Keep control.","use-case-insurance.560486613b":"Start as a managed service.","use-case-insurance.1d197d39c5":"Where it runs","use-case-insurance.8b0c0e172f":"Four filings","use-case-insurance.93b48c8079":"One packet","use-case-insurance.9438b9c638":"Conduct and product oversight records link to the decision packets.","use-case-insurance.9590bc9d1c":"IDD","use-case-insurance.69aaddf063":"Public-facing report drafts from the on-the-record decisions.","use-case-insurance.9e1d8542c6":"SFCR","use-case-insurance.f7317158d9":"Forward-looking solvency narrative compiles from the decision history.","use-case-insurance.0654440fcd":"ORSA","use-case-insurance.d97da67cae":"Quantitative templates pull from the same packets, no separate assembly.","use-case-insurance.071e43a07f":"QRT","use-case-insurance.e7595345e0":"WHAT CHANGES THIS QUARTER","use-case-insurance.e9b6edef6f":"SOLVENCY II","use-case-insurance.a0eb57d2a1":"Every pricing, claims, and reserving decision flows into the regulatory filings the supervisor expects. The packet the actuary signs is the same packet that lands in the QRT, the ORSA, the SFCR, and the IDD conduct record. One source of truth, four filings. Nothing is re-keyed at quarter end: the quantitative templates pull straight from the packets, the ORSA narrative compiles from the decision history, the SFCR drafts from decisions already on the record, and the IDD conduct record links back to the same packets.","use-case-insurance.7a9c709b55":"SFCR, IDD attached.","use-case-insurance.4f287dffaa":"Solvency II, ORSA,","use-case-insurance.fc549bb97f":"The regulatory artefacts","use-case-insurance.45bb7a2dbf":"Under a minute","use-case-insurance.c0f85d6679":"Replay","use-case-insurance.8a1379821b":"Opaque decisions","use-case-insurance.f68cece41b":"Trace attached","use-case-insurance.827d4974d5":"Signed packet the inspector replays in under a minute","use-case-insurance.4e250b4fde":"REPLAY","use-case-insurance.e7f86528cd":"K. van Beek, actuary, sign-off timestamp","use-case-insurance.501e489055":"OWNER","use-case-insurance.3091ed981e":"Filed tariff v2026-03-12, rule M-7","use-case-insurance.aaa398a28b":"RULE","use-case-insurance.efa62c51f5":"Factors, territory, NCD step, license years","use-case-insurance.e9ae0ed784":"SOURCE","use-case-insurance.ab3eb293c3":"rule-M-7.pdf","use-case-insurance.e495a067b9":"Filed motor tariff 2026-03-12, rule M-7, applied because territory band 3, age factor 23, and no-claim step 5 produced this figure. Assurance tax (21%) applied per statute. The actuary K. van Beek signed off on the filed rate on 2026-03-08. The same decision replays bit-identical.","use-case-insurance.7f4a184ece":"THE RECORD SHOWS","use-case-insurance.dbc2ee3a6b":"Why was this motor premium 1,287 EUR and not 980 EUR?","use-case-insurance.9e7cf1b106":"THE REGULATOR ASKS","use-case-insurance.e1817c9834":"The review packet","use-case-insurance.626271f03f":"Every pricing or claims decision leaves a signed packet: the input factors, the filed rule, the tariff version, the actuary, and a bit-exact replay. The inspector opens one file and watches the same decision come back.","use-case-insurance.407e99bffe":"The packet the reviewer","use-case-insurance.91c006cda7":"The pricing engine is the easy part. Reconstructing the why of every premium\n              six months later, in front of an EIOPA reviewer, is the hard part.","use-case-insurance.afaa4aa8be":"Each blocks the review","use-case-insurance.ec95d99629":"Four gaps","use-case-insurance.e10fad6d31":"A chat log does not replay the same way twice.","use-case-insurance.fade4edeec":"No evidence","use-case-insurance.5e2977c77a":"Foreign-hosted data fails the Solvency II outsourcing rules.","use-case-insurance.e03947cc0c":"Sovereignty","use-case-insurance.91cbc2a7ba":"A generalised linear model plus a chat layer is not a reason a reviewer can read.","use-case-insurance.8479f2b690":"Black box","use-case-insurance.31b470369f":"It invents a factor instead of citing the filed rule.","use-case-insurance.a978d8e92c":"Hallucination","use-case-insurance.782cef5501":"Four structural gaps","use-case-insurance.9c07b860c3":"WHY GENERIC AI FAILS THE REVIEW","use-case-insurance.70b781b273":"UNDERWRITING","use-case-insurance.0f0db55fd5":"PRICING","use-case-insurance.67200c369b":"A head of pricing does not buy a platform. She survives a review. Solvency II, IDD conduct rules, and the EU AI Act each want the same thing: the rule, the data, the model version, and the actuary of every decision the pricing engine produces. Today that record lives in four systems that were never meant to agree.","use-case-insurance.9b0ea17ebf":"show the regulator.","use-case-insurance.4df419da66":"A premium you can","use-case-insurance.ab8813b94b":"The pricing decision","use-case-insurance.a4fb970cd2":"See where it runs","use-case-insurance.1c6bed3e14":"Talk to an insurance engineer","use-case-insurance.ec84dcd243":"Pick one workflow: pricing, underwriting, claims triage, reserving, or ORSA compilation. Run it with your own filed tariffs and watch the review packet assemble as the work moves. Managed through Fabric on the public Dweve Mesh, on your hardware, or air-gapped.","use-case-insurance.a195bf2970":"Start with the decision you most dread explaining.","use-case-insurance.eda2c1a178":"Solvency II","use-case-insurance.e2487c44ff":"EIOPA","use-case-insurance.d75a4de2ef":"EU AI Act","use-case-insurance.a5b7d57a85":"GDPR","use-case-insurance.dc6fc994c1":"Reserving","use-case-insurance.190e3aea64":"Filed-tariff versions","use-case-insurance.a959808761":"Deterministic compute, bit-exact replay, and a signed packet per pricing or claims decision. Generalised linear models and gradient-boosted models keep working, wrapped in a deterministic decision layer. Integrate via API, host in the EU, or run air-gapped.","use-case-insurance.e5357959fb":"Add replayable decisions.","use-case-insurance.c4e9b8d6b1":"Keep the models.","use-case-insurance.25da8512aa":"Your premium should come with a reason you can understand. Dweve connects the amount to the filed rule, the information used, and the actuary responsible, so you can see what affected the price and ask about it.","use-case-insurance.09879b3a13":"your premium.","use-case-insurance.5581ad8be2":"See what changed","use-case-insurance.ac085fa6e3":"See a premium explain itself","use-case-insurance.71e98ff42f":"Move pricing, claims, and underwriting without losing the record behind them. Each decision keeps the filed tariff, rating factors, model version, and responsible actuary together, ready for an EIOPA, BaFin, or DNB review.","use-case-insurance.98a39cb076":"Keep the decision defensible.","use-case-insurance.45f4a93e6d":"Price the risk.","use-case-insurance.88b16d31b8":"Same price back, every time you ask","use-case-insurance.1b94fbd032":"Netherlands, EU rules","use-case-insurance.eb8d72238c":"JURISDICTION","use-case-insurance.4795251996":"K. van Beek, named actuary","use-case-insurance.819748d538":"REVIEWER","use-case-insurance.6fbdaced3e":"Filed tariff 2026-03, rule M-7","use-case-insurance.d412fe9656":"per year","use-case-insurance.66548d0c28":"EUR 1,287.00","use-case-insurance.0397b59eea":"PRICE","use-case-insurance.2f66b9269f":"QUOTED","use-case-insurance.41ae241fc3":"Your premium, on the record","use-case-insurance.11dc9e1952":"Status:","use-case-insurance.0d1b431e0e":"Conduct and product oversight records.","use-case-insurance.992d4b4aa3":"Insurance Distribution Directive","use-case-insurance.047c0c9af6":"Solvency and Financial Condition Report.","use-case-insurance.6f7aee363c":"Forward-looking solvency narrative.","use-case-insurance.e4b0ab4fab":"Own Risk and Solvency Assessment","use-case-insurance.aac29fe326":"Quantitative reporting templates, pillar 1.","use-case-insurance.f1aeae8887":"Replay reconstructs the same view bit-identical","use-case-insurance.a17b6c2b27":"Diagonal = today; below diagonal = projected IBNR","use-case-insurance.02a908f214":"AY","use-case-insurance.7f2e24f385":"EUR thousands / paid losses / IBNR view","use-case-insurance.17a6bed2a1":"Development triangle","use-case-insurance.2479bc92dd":"Replay pulls the rule + the version together","use-case-insurance.222d9e5bfc":"Every decision pins to one version on the timeline","use-case-insurance.8f087f5478":"motor / line A / NL","use-case-insurance.541ffea606":"Filed tariff versions","use-case-insurance.6a80f44e3b":"Pending review","use-case-insurance.05f38e5da9":"Filed, in force","use-case-insurance.32274db6f3":"NCD reband","use-case-insurance.68e12a1654":"Pre-reform","use-case-insurance.1bc315a56d":"Reply in writing, always","use-case-insurance.15646d84e1":"Reviewer named at every step","use-case-insurance.ec17c43ab1":"Your claim, end to end","use-case-insurance.52262b233b":"Filed tariff v2026-03-12 / rule M-7","use-case-insurance.cc3d2c6dd5":"K. van Beek, actuary","use-case-insurance.3416d14721":"Reviewer:","use-case-insurance.c03f7f711d":"ANNUAL PREMIUM","use-case-insurance.ddb9de6e9d":"case 4f9e / motor / annual","use-case-insurance.c0e461ddc0":"PREMIUM BUILD-UP","use-case-insurance.2fa598b3f7":"Assurance tax (21%)","use-case-insurance.25950d03de":"Young-driver surcharge, rule M-7","use-case-insurance.95bb68f5e6":"No-claim discount, step 5 of 8","use-case-insurance.ded0fb7b2c":"Driver factor, age 23, license 4y","use-case-insurance.9868b1c490":"Territory band 3 (urban, NL-North)","use-case-insurance.429028c040":"Base rate, vehicle class 03, annual","use-case-insurance.42972de55f":"NIS2","use-case-insurance.1dabba21cd":"✓","use-case-insurance.fbcec86144":"Business Workspace","use-case-insurance.87feb88216":"Licensed","use-case-insurance.c73cc64719":"Air-gap","use-case-insurance.869360a6f4":"Bit","use-case-insurance.c8e5998f6a":"API","use-case-insurance.9170a8b2fb":"EU","use-case-insurance.6dd69b43ac":"bit-identical.","use-case-insurance.9715c687ae":"CORDIC","use-case-insurance.adbc560c32":"MPFR","use-case-insurance.f23ba2a6ee":"proptest","use-case-insurance.be258ce66f":"0 ULP","use-case-insurance.5d0b2f6bd4":"OBSERVED","use-case-insurance.80db3832a5":"OUTCOMES","use-case-insurance.feb892b2eb":"DEPLOYMENT","use-case-insurance.84239a06e9":"LIFECYCLE","use-case-insurance.5b5bef1ead":"CONSUMER","use-case-insurance.b6c314423f":"CLAIMS","use-case-insurance.0ddc335dad":"APPEAL","use-case-insurance.6f38f66d9a":"PLATFORM","use-case-insurance.46b9927e1d":"DETERMINISM","use-case-insurance.d072aa117d":"WORKFLOW","use-case-insurance.39bda14904":"EVERY RELEASE","use-case-insurance.5ce41bc339":"ARCHITECTURE","use-case-insurance.trace.accent":"replays in under a minute","use-case-insurance.102b55f6a5":"One packet per decision","use-case-insurance.94ee51ad5d":"Replay in under a minute","use-case-insurance.77e4fe9928":"Every factor that set this premium","use-case-insurance.cd8d2a00ee":"The filed tariff factors behind one motor premium, itemised.","use-case-insurance.be2d0212e5":"Six factors","use-case-insurance.b9650766f6":"motor, annual","use-case-insurance.a884544f85":"The reviewer travels with the figure","use-case-insurance.bb65266b32":"What the reviewer opens","use-case-insurance.8fccb523fa":"One question, the record that answers it, and the lines it holds.","use-case-insurance.3d03f58947":"Four lines","use-case-insurance.b0e1a631d6":"one file","use-case-insurance.b597387af2":"One file, opened once, replayed in place","use-case-insurance.2a46d2fd83":"One packet, four filings","use-case-insurance.6ce4ca5a55":"The supervisory artefacts each signed decision packet feeds.","use-case-insurance.d7df63241a":"one source","use-case-insurance.74bb586b4d":"Each filing draws from signed decisions","use-case-insurance.c48c4af9d6":"Three places, one platform","use-case-insurance.25733bfd18":"Where the work runs, and what the boundary is in each.","use-case-insurance.ac879cf437":"no re-platforming","use-case-insurance.27f01d40ca":"The boundary changes, the platform does not","use-case-insurance.b151f23c9d":"A claim leaves the same packet","use-case-insurance.87dace7c18":"The pricing record and the claims record, field by field.","use-case-insurance.67e604cf4d":"Field for field","use-case-insurance.bb79b07a08":"one format","use-case-insurance.371485457f":"One format, so one narrative draws on both","use-case-insurance.af4c9e11dd":"The five things a premium letter names.","use-case-insurance.8e06ee91ee":"Quoted","use-case-insurance.32d264b74e":"motor policy","use-case-insurance.22d3727418":"Ask, and the same five lines come back","use-case-insurance.b9dd518af1":"The four stages of a claim, and who owns each one.","use-case-insurance.d6e91b2a4c":"in progress","use-case-insurance.6ac3fa090b":"What you can actually challenge","use-case-insurance.7b84acb101":"The grounds named on the letter, and where the record goes.","use-case-insurance.86354f46c1":"Three grounds","use-case-insurance.fb18b02759":"on the letter","use-case-insurance.7da26f7d9a":"The record you challenge is the one signed","use-case-insurance.a0015252bf":"Four filed versions, and the one this decision pinned to.","use-case-insurance.f65e720be2":"four versions","use-case-insurance.32a9d48c7d":"A decision pins to exactly one version","use-case-insurance.460cca0c01":"The layer around your model","use-case-insurance.60a688884a":"Which band is exchangeable, and which bands are fixed.","use-case-insurance.c9e0610785":"One slot","use-case-insurance.7b2b65f39d":"four families","use-case-insurance.7f8a779ca8":"The model changes, the record does not","use-case-insurance.8a479cf593":"Accident year against development period, reported and projected.","use-case-insurance.39e75dc1ee":"Bit-identical","use-case-insurance.6c6df9682a":"six accident years"}